PACIFIC CROSS

 International Health Insurance

 Local Health Insurance

 Health Insurance for Expats in Thailand

 Medical Insurance for Expats in Thailand

Family Discount for 5% Off

" Tailored Health Insurance for Expats in Thailand "

Apply for Free and Enjoy the Flexibility to Cancel Anytime

Navigating Healthcare in Thailand

Can Be Overwhelming

  • Are you unsure how to access quality care?
  • Worried about meeting visa requirements?
  • Facing language barriers with healthcare providers?
  • Concerned about unexpected medical costs?

At PACIFIC CARE, we understand the challenges of living as an expatriate in Thailand. Thats why weve partnered with Pacific Cross Health Insurance to offer solutions that simplify your life and secure your health.

Comprehensive Health Insurance That Works for You With PACIFIC CROSS

  • Complete Coverage: From emergencies to routine checkups, weve got you covered.
  • Visa-Compliant Plans: Meeting Thai visa requirements has never been easier.
  • Bilingual Support: Documentation and assistance in English and Thai.
  • International Coverage Options: For frequent travelers, peace of mind wherever you go.
  • Affordable Premiums: Access high-quality care without breaking the bank.

Lifetime Renewability

No Claim Discount Awarded

Your Choice of Premium Discount Options

24 Hours Worldwide Emergency Treatment Coverage

No Limit on Hospital Choices more than 450 hospitals

Covers COVID-19

Full Medical Underwriting

Cashless Treatment

Substandard Health Risks Considered

PACIFIC CROSS : Assist America Thailand

Worldwide emergency assistance

Why Choose Us?

Your Trusted Insurance Broker in Health Insurance

 Specialized for Expats: Decades of experience working with the expatriate community.

 Personalized Advice: We help you choose the right plan for your lifestyle and budget.

 Hassle-Free Claims: Smooth and quick claim processing, so you can focus on recovery.

 Local Expertise: Offices in Hua Hin, Phuket, and Bangkok to support you on the ground.

From Confusion to Confidence

  • No more struggling with unfamiliar healthcare systems.
  • Avoid high out-of-pocket expenses for major procedures.
  • Get the coverage you need to enjoy life in Thailand stress-free.

Your Gains

  • Peace of mind knowing your health is in trusted hands.
  • Flexible plans designed for expat lifestyles.
  • Cost savings with predictable premiums and minimized medical bills.

PACIFIC CROSS: NEW NORMAL LIFESTYLE SERIES

HEALTH / MEDICAL INSURANCE PLANS

IPD 50M - 20M PER CONFINEMENT

IPD 10M - 5M PER CONFINEMENT

IPD 3M - 1.2M PER CONFINEMENT

IPD 780K - 270K PER CONFINEMENT

Premium Price: Inpatient Benefits (IPD) + Outpatient Benefits (OPD)

What Our Clients Say

James R., Hua Hin (Expat Business Owner)

"As an expat living in Thailand, I struggled to find insurance that met visa requirements and fit my budget. Pacific Care Consulting guided me every step of the way. Highly recommended!"

Mark L., Phuket (Retiree)

"As an expat living in Thailand, I struggled to find insurance that met visa requirements and fit my budget. Pacific Care Consulting guided me every step of the way. Highly recommended!"

Sarah B., Bangkok (Marketing Professional)

"Pacific Care made getting insurance for my visa renewal a breeze. Their team answered all my questions and helped me find the perfect plan!"

Emily K., Chiang Mai (Digital Nomad)

"I was worried about navigating Thailands healthcare system, but Pacific Cross Health Insurance made it simple. Their bilingual support team is fantastic!"

"Thank you so much for giving us the opportunity to assist you."

Frequently Asked Questions (FAQs)

Does this insurance meet Thai visa requirements?

  • Yes. All Pacific Cross Health Insurance plans comply with Thailand's visa and immigration rules, so you meet the requirements for long-term stays.


Can I get coverage for pre-existing conditions?

  • In many cases, yes. Coverage depends on the plan. Contact us for a personal consultation to find the best option for you.


What if I need treatment outside of Thailand?

  • Many plans include international coverage, giving you peace of mind when traveling. Share your travel plans with us, and well recommend the most suitable plan.


Is family coverage available?

  • Absolutely. We offer plans that cover your spouse and children under one policy.


Which hospitals can I use with Pacific Cross Health Insurance?

  • Pacific Cross partners with a wide hospital network across Thailand, including top-tier private and public hospitals.


How does the claims process work?

  • Simple and efficient. At partnered hospitals, direct billing is available. If you pay first, just submit your documents online or through our support team for reimbursement.


What documents are needed to apply?

  • Usually just your passport, visa details, and recent medical records. Our team will assist you step by step.


Can I adjust my coverage later?

  • Yes. You can upgrade your plan, add family members, or include extra benefits anytime.


Is there an age limit to apply?

  • We offer coverage for all ages. Some plans have higher age limits or special options for seniors let us help find the right one for you.


What is the waiting period for claims?

  • Only a short waiting period applies for certain treatments (like pre-existing conditions or maternity). Emergency care is usually covered right away.
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